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ChurchillTerry
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Expertise

Bank & Equity Support

Hands-on help negotiating with banks, restructuring debt, and introducing equity partners to improve runway and terms.

Overview

Capital conversations go badly for predictable reasons: the numbers arrive late, the projections do not tie to the history, and nobody in the room can answer the follow-up question. ChurchillTerry prepares owners for those conversations and sits in them — with banks, with equity partners, with the people already on your cap table.

We have spent years on both sides of these discussions as advisors, operators and investors, which shapes what we tell you to fix before anyone outside sees it.

Money

What we do

Capital strategy
Work out what the business actually needs — debt, equity, better working capital terms, or none of the above yet.
Lender readiness
Reporting packages, projections and covenant analysis prepared the way credit committees read them.
Debt negotiation and restructuring
Renegotiating terms, restructuring facilities and managing covenant issues before they become defaults.
Equity preparation
Materials, models and diligence preparation for an equity raise, and help thinking through dilution and structure.
Introductions
Connecting owners to banks, equity and sub-debt sources in our network. We broker neither businesses nor funding.
In-the-room support
Attending lender and investor meetings with you, and handling the follow-up requests afterwards.

Engagement

Typical engagement models

  • Raise or refinance projectPreparation through close for a specific transaction.
  • Covenant or workout supportFocused help when a facility is under pressure or a covenant is at risk.
  • Retained advisoryOngoing support as banking relationships and capital needs evolve.

(Engagement scope, hours, and pricing are defined in the Statement of Work.)

Our approach

Our approach — three focused phases

  1. Phase 1

    Diagnose the need

    Establish how much capital, of what kind, for what purpose, and what the business can realistically service.

  2. Phase 2

    Prepare

    Get the financials, projections and materials to a standard that survives outside scrutiny, and rehearse the questions.

  3. Phase 3

    Engage and close

    Approach the right counterparties, manage the process and the diligence requests, and support the negotiation to close.

Fit

Who this is for

  • Companies approaching a bank for the first time, or unhappy with current terms.
  • Founders preparing an equity raise who want the financial story straight first.
  • Businesses facing a covenant breach, a maturing facility or a lender losing patience.

Client Success

Brand-First Growth Strategy and Capital Formation for a High-Growth CPG Startup

Cash-constrained and scaling fast, Toucan needed to reposition the business and raise the capital to pursue a consumer brand rather than sell the underlying technology.

Learn more

FAQ

Here’s the Facts

Do you find the money for us?
We prepare you, introduce you to sources in our network, and support the process. We are not brokers and we do not take transaction commissions.
When should we start?
Earlier than most owners think. Preparing financials and materials properly takes weeks, and approaching a lender unprepared costs you terms.
What if our numbers are not clean?
Then that is the first engagement. We would rather fix the reporting than walk you into a diligence process that exposes it.

Money

More Money services

Contact Us

Get the Support You Need

Tell us where your company is in its lifecycle and what’s keeping you up at night. One of us will run point and come back with a clear plan.

I need help with

Confidential. We’ll respond within one business day.

Located in Dallas-Fort Worth, TX

5068 W Plano Pkwy Ste 202
Plano, TX 75068

972-361-0110